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Nation's Leading Commercial Insurance Agency

Insurance is Downside Protection

Elemental Risk Management strategizes, designs, and develops business insurance solutions that help business owners protect assets and mitigate risk. We provide Workers' Comp, Commercial Auto, General Liability & More!

Partner with Trusted Commercial Insurance Experts

Let’s proactively manage your risk

Elemental Risk Management is a business insurance agency in Albuquerque, New Mexico that strategizes, designs, and develops commercial insurance solutions for small businesses throughout the United States. Regardless of your industry, you’ll receive reliable insurance coverage from risk management experts. With our help, your business will grow while avoiding the expected (and unexpected) risks associated with running a business.


With ERM, you’ll proactively manage risk instead of reacting to it.


Meet Elemental Risk Management

Manage Your Business Risk

Protecting Your Peace Of Mind

Different businesses face different kinds of risks. ERM will work closely with you to determine the coverage your company needs. With our seasoned consultants, your business will meet mandatory insurance coverage in New Mexico, Texas, or Utah, plus get plans that give your company adequate protection.


Explore our commercial insurance solutions.

workers comp insurance

Worker's Comp Insurance

Employees are a valuable asset, but they can also trigger enormous costs related to employment-related claims.

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cyber liability insurance

Cyber Liability Coverage

Most businesses operating in the modern marketplace are tasked with using, storing, sending, or receiving sensitive digital data. 

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D&O insurance

Directors & Officers Liability

In the past, it was commonly believed that only public corporations would benefit from D&O insurance. 

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We shop the best insurance rates and coverage for you or your business. Explore all services.

Industries We Serve

As a premier business insurance agency, Elemental Risk Management customizes offerings based on our client’s unique business needs and challenges. The result is an agile, adaptable approach to commercial insurance that evolves and adapts based on an organization’s growth goals and risk tolerance.

Manage Your Risk


There are many risk factors to consider when owning or operating a business. It is important to have a partner that can learn the nuances of your business and be able to guide you in the right direction when it comes to protecting an asset as valuable as a business. Learn more about the different types of risk that your business faces.


Explore Your Risk

Business Insurance Knowledge Center

Find answers and insights into the complexities of your insurance policies and concepts impacting your business.

Our Business Insurance Partners

A diverse group of partners

to meet your needs

All Partners

Our Locations

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